32% Off Katapult Vouchers, Discount Codes November 2024

About Katapult

Katapult is a pioneering financial technology company that specializes in providing lease-purchase plans, designed to make shopping more accessible and affordable for a wide range of consumers. Founded on the principles of fairness, empowerment, and transparency, Katapult aims to bridge the gap for shoppers who are often overlooked by traditional financing options. By leveraging advanced technology that looks beyond credit scores, Katapult offers a seamless and inclusive shopping experience, enabling consumers to purchase items they need without the burden of immediate full payment.

Standout Features

Katapult stands out in the market with several key features that make it an attractive option for both shoppers and retailers.

• No Credit Required: Katapult's lease-purchase plans do not require a credit check, making it accessible to a broader audience, including those with limited or no credit history.
• Transparent Plans: The company ensures that all terms and conditions are clearly defined, with no hidden fees or surprises. This transparency helps build trust with consumers.
• Flexible Payment Options: Katapult offers payment schedules that fit individual needs, allowing shoppers to make lease payments directly to the company. Consumers can choose to purchase their leased items within 90 days, continue paying monthly, or purchase at the end of the lease term.
• Immediate Approval and Delivery: Shoppers can apply for Katapult's lease-purchase plans either in-store or online, receiving quick approval decisions and immediate delivery or take-home options.
• No Late Fees: Katapult's policy of no late fees adds to the stress-free shopping experience, providing peace of mind for consumers.

FAQs

How Does Katapult Work?

Katapult offers lease-purchase plans that allow shoppers to take home items immediately while making lease payments over time. The process involves applying either in-store or online, receiving quick approval, and then making payments directly to Katapult.

Do I Need Credit to Use Katapult?

No, Katapult does not require a credit check. The company uses technology that looks beyond credit scores to approve shoppers for lease-purchase plans.

What Happens if I Decide to Return an Item?

If you change your mind, you can return items anytime without obligation. This flexibility is part of Katapult's commitment to a stress-free shopping experience.

How Long Do I Have to Purchase My Leased Items?

You have the option to purchase your leased items within 90 days, continue paying monthly, or purchase at the end of the lease term. The 90-day early purchase option (EPO) offers the best savings.

Are There Any Late Fees?

No, Katapult does not charge late fees, ensuring that shoppers do not face additional financial burdens.

How Does Katapult Benefit Retailers?

Katapult benefits retailers by providing a new financing option that can attract a broader customer base. Retailers receive funds within 1 to 3 days, and the partnership can lead to increased sales and customer loyalty.