$100 Off Ascent Funding Discount Codes (1 Active) Nov 2024

About Ascent Funding

Ascent Funding, founded in 2018 and based in San Diego, California, is a private loan organization dedicated to enhancing access to education through innovative financial solutions. The company primarily offers student loans for both undergraduate and graduate programs, as well as consumer loans for individuals attending bootcamps or accelerated learning programs. With a mission to empower students from diverse backgrounds, Ascent Funding aims to break down barriers and provide the necessary funding for educational pursuits, ensuring that loans expand opportunities rather than limit them.

Key Differentiators of Ascent Funding

Ascent Funding distinguishes itself in the competitive landscape of educational financing through several standout features:

• Flexible Loan Options: Ascent provides a variety of loan products, including options for students without a cosigner, catering specifically to those who may face challenges in securing traditional loans due to lack of credit history or income.

• No Fees: Borrowers benefit from a fee-free structure that eliminates application, origination, disbursement, late, and non-sufficient funds fees. This approach allows students to focus on their education without worrying about hidden costs.

• Repayment Flexibility: Ascent offers various repayment plans, including the option to defer payments until nine months after graduation. This flexibility helps students manage their finances more effectively during their studies.

• Support Services: Beyond lending, Ascent provides valuable resources such as financial literacy courses and career coaching through its Ascent Success Program. This initiative is designed to support students in achieving their academic and career goals.

Frequently Asked Questions

What types of loans does Ascent Funding offer?

Ascent provides private student loans for undergraduate and graduate programs, as well as consumer loans tailored for bootcamp and accelerated learning programs.

Can I apply without a cosigner?

Yes, Ascent offers loan options that do not require a cosigner, making it accessible for students who may not have one available.

What are the repayment options?

Borrowers can choose from various repayment plans, including deferred payments until nine months post-graduation. Options are designed to fit different financial situations.

Are there any fees associated with the loans?

No, Ascent does not charge application, origination, disbursement, late, or non-sufficient funds fees.

How does Ascent support borrowers beyond lending?

Ascent provides resources such as financial literacy education and career coaching through its Ascent Success Program to help students succeed academically and professionally.

Is there a cash reward upon graduation?

Yes, graduates can apply for a cash reward as part of Ascent's initiative to celebrate educational achievements.

What if I have more questions about my loan?

Ascent offers dedicated customer support through various channels to assist borrowers with any inquiries regarding their loans or repayment options.