10% Off ALA Gap Insurance Vouchers, Discount Codes Nov 2024

About ALA Gap Insurance

ALA Gap Insurance, a prominent name in the UK insurance market, specializes in providing Guaranteed Asset Protection (GAP) insurance for new and used vehicles. Established as one of the largest independent providers of GAP and warranty insurance, ALA aims to protect vehicle owners from financial losses incurred when their car is written off or stolen. Their offerings are designed to cover the shortfall between the insurance payout and the original purchase price or outstanding finance, ensuring that customers are not left with significant financial burdens in unfortunate situations.

Key Features That Set ALA Apart

Comprehensive Coverage Options
ALA offers a range of GAP insurance products tailored to various needs, including: - Back to Invoice Plus: Covers the difference between the insurer's payout and the original purchase price. - Vehicle Replacement Insurance Plus: Ensures you can replace your vehicle at its original cost. - Contract Hire Plus: Protects against liabilities under lease agreements. - Agreed Value GAP Insurance: Fixes the value of privately purchased vehicles for up to five years.

Best Price Guarantee
ALA promises to match any comparable GAP insurance premium found online, ensuring competitive pricing for their customers.

Flexible Payment Plans
Customers can choose to pay for their policies upfront or spread payments over ten months, providing financial flexibility.

Frequently Asked Questions

What is GAP Insurance?

GAP insurance is designed to cover the difference between what your motor insurer pays out after a total loss (like theft or accident) and the amount you originally paid for your vehicle or still owe on finance.

Who needs GAP Insurance?

GAP insurance is particularly beneficial for individuals who have financed their vehicles through hire purchase or personal contract purchase agreements, as it protects against depreciation that can leave them financially vulnerable.

How long can I purchase GAP Insurance after buying my car?

Depending on the type of policy chosen, you can purchase GAP insurance within 90 days to 365 days after acquiring your vehicle.

How much does ALA GAP Insurance cost?

Prices vary based on coverage options and vehicle specifics but start as low as £77 for a three-year policy. Customers are encouraged to compare prices online due to ALA's best price guarantee.

How do I make a claim?

Claims can be initiated by contacting ALA’s customer service team directly. They recommend allowing 120 days from the date of loss to submit a claim, ensuring all necessary documentation is provided.

Is there an age limit for vehicles covered under ALA GAP Insurance?

ALA covers vehicles up to ten years old with fewer than 100,000 miles at the time of policy purchase, making it accessible for a wide range of car owners.

By focusing on comprehensive coverage options, competitive pricing, and exceptional customer service, ALA Gap Insurance positions itself as a leading choice for those seeking reliable protection against financial loss related to their vehicles.